Mortgage Loans
That best suit your need
We provide the best programs that suit all of our clients needs. Below you will find their descriptions, the key advantages and the minimum downpayments necessary for each program.
Adjustable Rate Mortgage
An adjustable rate mortgage (ARM) is a type of mortgage that issues an interest rate that changes periodically that is reflected off an index, which can make payments go up or down. ARMS have a different layout compared to other mortgages. For exampl ...[read more]
620
Conventional Loan
A conventional loan is a type of mortgage loan that is not guaranteed by the government or federal agency. This includes the Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA). Lenders offer conventional loans that are u ...[read more]
620
FHA 203k Streamline
If future homeowners are in the market to purchase a house that needs extensive repairs and maintenance work prior to moving in, they can finance an FHA 203(K) loan. Some lenders do not grant loans to homeowners that want to purchase a home that is i ...[read more]
600
Fha Loan
An FHA loan is insured by the Federal Housing Administration and issued by a private mortgage lender. FHA loans are attractive to potential borrowers because they allow people to purchase a home with a small down payment and require an average credit ...[read more]
640
FHA Streamline Refinance
An FHA Streamline allows borrowers to refinance their existing FHA-insured mortgage loan. Streamline refinance requires limited borrower credit documentation and underwriting from lenders. FHA streamline refinancing offers borrowers the choice to qua ...[read more]
660
HomePossible
HomePossible is a special loan product offered by Freddie Mac that is designed for low to moderate-income borrowers. This program is currently expanded to help low credited borrowers finance homes in low-income areas. ...[read more]
620
HomeReady
HomeReady is a special loan product offered by Fannie Mae that is designed for low to moderate-income borrowers. This program is currently expanded to help low credited borrowers finance homes in low-income areas. ...[read more]
620
HomeStyle
The HomeStyle loan is offered through Fannie Mae which provides borrowers a convenient and economical way to make moderate improvements on their home. The HomeStyle loan is a single-close loan that allows borrowers to purchase a home in need of repai ...[read more]
680
Jumbo Mortgage Loan
A jumbo loan, also referred to as a non-conforming mortgage, is a loan for homeowners that need a larger loan that is greater than the conforming loan limit in their area. In 2017, Fannie Mae and Freddie Mac implemented a conforming loan size limit o ...[read more]
700
USDA Loan
The United States Department of Agriculture (USDA) created a loan program that allows borrowers to purchase a home with a zero percent down payment. More commonly, this mortgage product is known as the USDA loan program or Rural Development Guarantee ...[read more]
640
VA Home Loan
The United States Department of Veterans Affairs (VA) created a mortgage loan that provides financial assistance to veterans. This mortgage is guaranteed by the VA, which has helped over 25 million veterans and service personnel obtain a mortgage. Th ...[read more]
600
